Whether you’re starting a new job or simply looking for a more efficient banking solution, an IDFC FIRST Bank Salary Account allows you to begin your financial journey with ease and comfort. Employing today’s advanced technology, IDFC FIRST Bank offers a seamless, completely digital process to open and access a salary account instantly. From application to document verification the process is completely online and once verified you can access your account within minutes. Read on to know the quick and easy to steps to open a salary account.
Steps to open a salary account online with IDFC FIRST Bank
Opening a salary account online with IDFC FIRST Bank is simple and quick. You can complete the process in a few easy steps from the comfort of your home or office. Follow these steps to get started:
Step 1: Visit the official portal of IDFC FIRST Bank
Begin by visiting the official website of IDFC FIRST Bank. Look for the 'Open Salary Account' option on the homepage or click on the provided link to directly initiate the process of opening your salary account. You can also download the IDFC FIRST Bank mobile app from App Store or Play Store to open a salary account.
Step 2: Fill up your personal and organisation details accurately
Once you’re on the application page, you’ll need to fill in your personal information, such as your full name, contact details, and PAN/Aadhaar number. Additionally, provide details about your organisation to ensure the account is linked to your salary disbursements.
Step 3: Enter official email ID.
Once you validate Aadhar, official email needs to be inputted and post the validation of official email, Limited Account will get opened.
Step 4: Complete your video KYC to transact freely
The final step in the process is completing your video KYC (Know Your Customer). A bank representative will connect with you via a video call to verify your identity. Once the KYC is done, Account will be a Full KYC account.
Why should you open a salary account with IDFC FIRST Bank?
Choosing IDFC FIRST Bank for your salary account offers numerous benefits that make it a standout option. Here are five key features that can attract potential customers:
Completely digital process
From filling out the application to completing the Video KYC, you can open and start using your salary account without ever having to visit a branch. This is ideal for professionals who want to save time and enjoy a hassle-free experience.
Zero balance account
With the IDFC FIRST Bank Zero Balance Salary Account, you are not required to maintain any minimum balance. This means you can use the account freely without the worry of incurring penalties for non-maintenance of a minimum balance, ensuring that your entire salary is available for your personal needs.
High-interest rates
One of the most appealing aspects of IDFC FIRST Bank Salary Account is the competitive interest rates offered on deposits. Your funds don’t just sit idle; they grow over time, helping you accumulate wealth even if you aren’t actively investing your money elsewhere.
Zero-fee banking services
IDFC FIRST Bank Salary Account holders enjoy zero fees on common banking services such as online money transfers, debit card usage, and ATM withdrawals. There are no charges for essential services like cheque book re-issuance or demand drafts, making it an extremely cost-effective banking option.
Exclusive lifestyle benefits
As a salary account holder, you are entitled to a range of lifestyle and entertainment benefits. These include a TimesPrime membership, Swiggy One subscription, and Amazon Prime membership, adding value beyond regular banking services. These benefits are a reward for your regular salary credits, ensuring you enjoy exclusive perks every quarter.
Insurance cover
With accident insurance covers ranging from Rs 35 lakhs to Rs 1 crore based on the account type, and additional protections like purchase protection and lost card liability, you can rest assured that you are financially safeguarded.
Conclusion
Opening a salary account with IDFC FIRST Bank is a simple, digital process that can be completed in just a few minutes. The bank’s user-friendly online portal and instant Video KYC process make it convenient for professionals to open and operate their salary accounts without the need for branch visits. With key features like a zero-balance requirement, high-interest rates, zero-fee banking, and exclusive lifestyle benefits, IDFC FIRST Bank Salary Account serves an ideal choice for individuals looking to manage their finances more efficiently and enjoy added perks.